/* ===== Subsidy Samadhan — base styles ===== */

:root {
  --navy: #0b3d63;
  --navy-dark: #082c47;
  --saffron: #b8862f;
  --saffron-dark: #8f6a22;
  --green: #1f7a5c;
  --red: #b3411f;
  --bg: #f7f9fb;
  --card-bg: #ffffff;
  --text: #1c2b36;
  --text-muted: #5b6b76;
  --border: #e3e9ed;
  --radius: 10px;
  --shadow: 0 4px 16px rgba(11, 61, 99, 0.08);
  --max-width: 1160px;
}

* {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  scroll-behavior: smooth;
}

body {
  font-family: "Segoe UI", "Helvetica Neue", Arial, sans-serif;
  color: var(--text);
  background: var(--bg);
  line-height: 1.6;
}

img {
  max-width: 100%;
  display: block;
}

a {
  text-decoration: none;
  color: inherit;
}

ul {
  list-style: none;
}

.container {
  max-width: var(--max-width);
  margin: 0 auto;
  padding: 0 24px;
}

section {
  padding: 72px 0;
}

h1, h2, h3, h4 {
  line-height: 1.25;
  color: var(--navy-dark);
}

h2.section-title {
  font-size: 2rem;
  text-align: center;
  margin-bottom: 12px;
}

p.section-subtitle {
  text-align: center;
  color: var(--text-muted);
  max-width: 640px;
  margin: 0 auto 48px;
}

.btn {
  display: inline-block;
  padding: 13px 28px;
  border-radius: 999px;
  font-weight: 600;
  font-size: 0.95rem;
  cursor: pointer;
  border: 2px solid transparent;
  transition: transform 0.15s ease, box-shadow 0.15s ease, background 0.15s ease;
}

.btn:hover {
  transform: translateY(-2px);
}

.btn-primary {
  background: var(--saffron);
  color: #fff;
  box-shadow: 0 6px 18px rgba(245, 135, 31, 0.35);
}

.btn-primary:hover {
  background: var(--saffron-dark);
}

.btn-outline {
  background: transparent;
  border-color: #ffffff;
  color: #fff;
}

.btn-outline:hover {
  background: rgba(255, 255, 255, 0.12);
}

.btn-outline-navy {
  background: transparent;
  border-color: var(--navy);
  color: var(--navy);
}

.btn-outline-navy:hover {
  background: var(--navy);
  color: #fff;
}

.btn-block {
  width: 100%;
  text-align: center;
}

/* ===== Top bar ===== */
.topbar {
  background: var(--navy-dark);
  color: #d9e6ef;
  font-size: 0.82rem;
}

.topbar .container {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding-top: 6px;
  padding-bottom: 6px;
  flex-wrap: wrap;
  gap: 6px;
}

.topbar a {
  color: #d9e6ef;
}

.topbar-links span {
  margin-right: 18px;
}

/* ===== Header / Nav ===== */
header.site-header {
  background: #fff;
  box-shadow: 0 2px 10px rgba(11, 61, 99, 0.06);
  position: sticky;
  top: 0;
  z-index: 100;
}

.navbar {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 14px 0;
}

.logo {
  display: flex;
  align-items: center;
  gap: 10px;
  font-weight: 700;
  font-size: 1.25rem;
  color: var(--navy-dark);
}

.site-logo-img {
  height: 52px;
  width: auto;
  max-width: 220px;
  object-fit: contain;
  display: block;
}

.footer-logo-badge {
  display: inline-flex;
  background: #fff;
  padding: 10px 18px;
  border-radius: 10px;
  margin-bottom: 14px;
}

.footer-logo-img {
  height: 46px;
  width: auto;
  object-fit: contain;
  display: block;
}

/* Headshots are portrait crops with the face high in frame — anchor the
   visible area near the top so a circular/landscape crop never cuts the head */
.team-photo-img {
  width: 110px;
  height: 110px;
  border-radius: 50%;
  object-fit: cover;
  object-position: center 18%;
  margin: 0 auto 16px;
  display: block;
  border: 3px solid #fff;
  box-shadow: 0 3px 12px rgba(11, 61, 99, 0.18);
}

.founder-photo-img-round {
  width: 110px;
  height: 110px;
  border-radius: 50%;
  object-fit: cover;
  object-position: center 18%;
  flex-shrink: 0;
}

.founder-photo-wide-img {
  display: block;
  width: 100%;
  max-width: 340px;
  aspect-ratio: 3 / 4;
  object-fit: cover;
  object-position: center top;
  border-radius: var(--radius);
  margin: 0 auto 40px;
  box-shadow: 0 8px 24px rgba(11, 61, 99, 0.16);
}

.logo .logo-mark {
  width: 40px;
  height: 40px;
  border-radius: 8px;
  background: linear-gradient(135deg, var(--saffron), var(--green));
  color: #fff;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.1rem;
  font-weight: 800;
}

.logo .tagline {
  display: block;
  font-size: 0.68rem;
  font-weight: 500;
  color: var(--text-muted);
}

.nav-links {
  display: flex;
  align-items: center;
  gap: 32px;
}

.nav-links a {
  font-weight: 600;
  font-size: 0.95rem;
  color: var(--text);
  padding: 6px 0;
  border-bottom: 2px solid transparent;
}

.nav-links a:hover,
.nav-links a.active {
  color: var(--navy);
  border-bottom-color: var(--saffron);
}

.nav-cta {
  display: flex;
  align-items: center;
  gap: 16px;
}

.nav-toggle {
  display: none;
  flex-direction: column;
  gap: 5px;
  background: none;
  border: none;
  cursor: pointer;
  padding: 8px;
}

.nav-toggle span {
  width: 24px;
  height: 2px;
  background: var(--navy-dark);
}

/* ===== Hero ===== */
.hero {
  background: linear-gradient(120deg, var(--navy) 0%, var(--navy-dark) 100%);
  color: #fff;
  padding: 90px 0;
}

.hero .container {
  display: grid;
  grid-template-columns: 1.1fr 0.9fr;
  gap: 48px;
  align-items: center;
}

.hero .eyebrow {
  display: inline-block;
  background: rgba(245, 135, 31, 0.18);
  color: #ffcb8e;
  padding: 6px 14px;
  border-radius: 999px;
  font-size: 0.8rem;
  font-weight: 700;
  letter-spacing: 0.03em;
  margin-bottom: 18px;
}

.hero h1 {
  color: #fff;
  font-size: 2.7rem;
  margin-bottom: 18px;
}

.hero p {
  color: #cfe0ec;
  font-size: 1.08rem;
  margin-bottom: 30px;
  max-width: 520px;
}

.hero-actions {
  display: flex;
  gap: 16px;
  flex-wrap: wrap;
}

.hero-card {
  background: #fff;
  border-radius: var(--radius);
  padding: 28px;
  color: var(--text);
  box-shadow: 0 20px 40px rgba(0, 0, 0, 0.25);
}

.hero-card h3 {
  margin-bottom: 4px;
}

.hero-card p.small {
  color: var(--text-muted);
  font-size: 0.88rem;
  margin-bottom: 18px;
}

.hero-card .field {
  margin-bottom: 14px;
}

.hero-card label {
  display: block;
  font-size: 0.82rem;
  font-weight: 600;
  margin-bottom: 6px;
  color: var(--navy-dark);
}

.hero-card input,
.hero-card select {
  width: 100%;
  padding: 11px 12px;
  border: 1px solid var(--border);
  border-radius: 8px;
  font-size: 0.95rem;
  background: #fbfcfd;
}

/* ===== Trust bar ===== */
.trust-bar {
  background: #fff;
  padding: 36px 0;
  border-bottom: 1px solid var(--border);
}

.trust-bar .container {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 20px;
  text-align: center;
}

.trust-bar .stat-number {
  font-size: 1.9rem;
  font-weight: 800;
  color: var(--navy);
}

.trust-bar .stat-label {
  color: var(--text-muted);
  font-size: 0.85rem;
}

/* ===== Cards / grids ===== */
.grid-3 {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 28px;
}

.grid-2 {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 28px;
}

.card {
  background: var(--card-bg);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 30px 26px;
  box-shadow: var(--shadow);
  transition: transform 0.15s ease, box-shadow 0.15s ease;
}

.card:hover {
  transform: translateY(-4px);
  box-shadow: 0 10px 26px rgba(11, 61, 99, 0.14);
}

.card .icon {
  width: 52px;
  height: 52px;
  border-radius: 12px;
  background: rgba(31, 138, 76, 0.1);
  color: var(--green);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.4rem;
  margin-bottom: 18px;
}

.card h3 {
  font-size: 1.1rem;
  margin-bottom: 10px;
}

.card p {
  color: var(--text-muted);
  font-size: 0.94rem;
  margin-bottom: 14px;
}

.card a.link {
  font-weight: 700;
  color: var(--navy);
  font-size: 0.9rem;
}

.card a.link::after {
  content: " \2192";
}

/* Services section alt bg */
.section-alt {
  background: #eef4f8;
}

/* ===== Steps (how it works) ===== */
.steps {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
  counter-reset: step;
}

.step {
  position: relative;
  background: #fff;
  border-radius: var(--radius);
  padding: 30px 22px;
  border: 1px solid var(--border);
  text-align: center;
}

.step .step-num {
  width: 40px;
  height: 40px;
  border-radius: 50%;
  background: var(--navy);
  color: #fff;
  font-weight: 700;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 16px;
}

.step h4 {
  margin-bottom: 8px;
  font-size: 1rem;
}

.step p {
  color: var(--text-muted);
  font-size: 0.88rem;
}

/* ===== Why choose us ===== */
.why-list {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 20px;
}

.why-item {
  display: flex;
  gap: 14px;
  align-items: flex-start;
}

.why-item .check {
  flex-shrink: 0;
  width: 30px;
  height: 30px;
  border-radius: 50%;
  background: rgba(31, 138, 76, 0.12);
  color: var(--green);
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 800;
}

.why-item h4 {
  font-size: 1rem;
  margin-bottom: 4px;
}

.why-item p {
  color: var(--text-muted);
  font-size: 0.9rem;
}

/* ===== Testimonials ===== */
.testimonial {
  background: #fff;
  border-radius: var(--radius);
  padding: 28px;
  border: 1px solid var(--border);
  box-shadow: var(--shadow);
}

.testimonial p.quote {
  color: var(--text);
  font-style: italic;
  margin-bottom: 18px;
}

.testimonial .author {
  display: flex;
  align-items: center;
  gap: 12px;
}

.avatar {
  width: 44px;
  height: 44px;
  border-radius: 50%;
  background: var(--navy);
  color: #fff;
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 700;
}

.author strong {
  display: block;
  font-size: 0.92rem;
}

.author span {
  font-size: 0.8rem;
  color: var(--text-muted);
}

/* ===== CTA banner ===== */
.cta-banner {
  background: linear-gradient(120deg, var(--saffron), var(--saffron-dark));
  color: #fff;
  text-align: center;
  padding: 60px 0;
}

.cta-banner h2 {
  color: #fff;
  margin-bottom: 12px;
}

.cta-banner p {
  color: #fff3e6;
  margin-bottom: 26px;
}

/* ===== Page header (inner pages) ===== */
.page-header {
  background: linear-gradient(120deg, var(--navy), var(--navy-dark));
  color: #fff;
  padding: 56px 0;
  text-align: center;
}

.page-header h1 {
  color: #fff;
  margin-bottom: 10px;
}

.page-header p {
  color: #cfe0ec;
}

.breadcrumb {
  font-size: 0.85rem;
  color: #a9c2d3;
  margin-bottom: 10px;
}

.breadcrumb a {
  color: #ffcb8e;
}

/* ===== Forms ===== */
.form-card {
  background: #fff;
  border-radius: var(--radius);
  border: 1px solid var(--border);
  box-shadow: var(--shadow);
  padding: 36px;
}

.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 18px;
}

.field {
  margin-bottom: 18px;
}

.field label {
  display: block;
  font-weight: 600;
  font-size: 0.88rem;
  margin-bottom: 6px;
}

.field input,
.field select,
.field textarea {
  width: 100%;
  padding: 12px 14px;
  border-radius: 8px;
  border: 1px solid var(--border);
  font-size: 0.95rem;
  font-family: inherit;
  background: #fbfcfd;
}

.field textarea {
  resize: vertical;
  min-height: 120px;
}

.field input:focus,
.field select:focus,
.field textarea:focus {
  outline: none;
  border-color: var(--navy);
}

.form-note {
  font-size: 0.8rem;
  color: var(--text-muted);
  margin-top: 10px;
}

/* Honeypot — must be invisible to people but present in the DOM for bots.
   Deliberately not display:none, which some bots skip. */
.hp-field {
  position: absolute;
  left: -9999px;
  width: 1px;
  height: 1px;
  overflow: hidden;
}

.form-error {
  display: none;
  background: rgba(179, 65, 31, 0.08);
  border: 1px solid var(--red);
  color: var(--red);
  padding: 14px 18px;
  border-radius: 8px;
  margin-bottom: 18px;
  font-weight: 600;
  font-size: 0.9rem;
}

.form-error a {
  color: var(--red);
  text-decoration: underline;
}

.form-success {
  display: none;
  background: rgba(31, 138, 76, 0.1);
  border: 1px solid var(--green);
  color: var(--green);
  padding: 14px 18px;
  border-radius: 8px;
  margin-bottom: 18px;
  font-weight: 600;
  font-size: 0.9rem;
}

/* ===== Contact info cards ===== */
.contact-info-list {
  display: flex;
  flex-direction: column;
  gap: 20px;
}

.contact-info-item {
  display: flex;
  gap: 16px;
  align-items: flex-start;
}

.contact-info-item .icon {
  width: 46px;
  height: 46px;
  border-radius: 10px;
  background: rgba(11, 61, 99, 0.08);
  color: var(--navy);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.2rem;
  flex-shrink: 0;
}

.contact-info-item h4 {
  font-size: 0.95rem;
  margin-bottom: 4px;
}

.contact-info-item p,
.contact-info-item a {
  color: var(--text-muted);
  font-size: 0.9rem;
}

.map-placeholder {
  margin-top: 24px;
  height: 220px;
  border-radius: var(--radius);
  background: #dfe8ee repeating-linear-gradient(45deg, #d3e0e8, #d3e0e8 10px, #dfe8ee 10px, #dfe8ee 20px);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--text-muted);
  font-size: 0.85rem;
  border: 1px solid var(--border);
}

/* ===== Team ===== */
.team-card {
  text-align: center;
}

.team-photo {
  width: 96px;
  height: 96px;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--navy), var(--green));
  color: #fff;
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 800;
  font-size: 1.4rem;
  margin: 0 auto 16px;
}

.team-card h4 {
  margin-bottom: 2px;
}

.team-card span {
  display: block;
  color: var(--saffron-dark);
  font-size: 0.85rem;
  font-weight: 700;
  margin-bottom: 10px;
}

.team-card p {
  color: var(--text-muted);
  font-size: 0.88rem;
}

/* ===== Placeholder note banner ===== */
.placeholder-note {
  background: #fff8e8;
  border: 1px dashed #e0b04c;
  color: #8a6416;
  border-radius: 8px;
  padding: 12px 16px;
  font-size: 0.85rem;
  margin-bottom: 24px;
}

/* ===== Accordion (FAQ / services detail) ===== */
.accordion-item {
  background: #fff;
  border: 1px solid var(--border);
  border-radius: var(--radius);
  margin-bottom: 14px;
  overflow: hidden;
}

.accordion-header {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 18px 22px;
  cursor: pointer;
  font-weight: 700;
  color: var(--navy-dark);
}

.accordion-header .plus {
  font-size: 1.3rem;
  color: var(--saffron);
  transition: transform 0.2s ease;
}

.accordion-item.open .plus {
  transform: rotate(45deg);
}

.accordion-body {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.25s ease;
  padding: 0 22px;
}

.accordion-item.open .accordion-body {
  padding-bottom: 20px;
}

.accordion-body p,
.accordion-body ul {
  color: var(--text-muted);
  font-size: 0.92rem;
}

.accordion-body ul {
  list-style: disc;
  padding-left: 20px;
  margin-top: 8px;
}

/* ===== Footer ===== */
footer.site-footer {
  background: var(--navy-dark);
  color: #c7d8e3;
  padding: 56px 0 20px;
}

.footer-grid {
  display: grid;
  grid-template-columns: 1.4fr 1fr 1fr 1.2fr;
  gap: 36px;
  padding-bottom: 36px;
  border-bottom: 1px solid rgba(255, 255, 255, 0.1);
}

.footer-grid h4 {
  color: #fff;
  font-size: 0.95rem;
  margin-bottom: 16px;
}

.footer-grid p {
  font-size: 0.88rem;
  color: #a9c2d3;
}

.footer-grid ul li {
  margin-bottom: 10px;
}

.footer-grid ul li a {
  font-size: 0.88rem;
  color: #a9c2d3;
}

.footer-grid ul li a:hover {
  color: #fff;
}

.footer-logo {
  display: flex;
  align-items: center;
  gap: 10px;
  color: #fff;
  font-weight: 700;
  font-size: 1.15rem;
  margin-bottom: 14px;
}

.footer-bottom {
  padding-top: 20px;
  display: flex;
  justify-content: space-between;
  align-items: center;
  font-size: 0.8rem;
  color: #7f9baa;
  flex-wrap: wrap;
  gap: 10px;
}

.disclaimer {
  font-size: 0.78rem;
  color: #7f9baa;
  max-width: 900px;
  margin: 18px auto 0;
  text-align: center;
  line-height: 1.6;
}

/* ===== WhatsApp floating button ===== */
.whatsapp-float {
  position: fixed;
  bottom: 24px;
  right: 24px;
  width: 58px;
  height: 58px;
  border-radius: 50%;
  background: #25d366;
  color: #fff;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.6rem;
  box-shadow: 0 8px 20px rgba(37, 211, 102, 0.4);
  z-index: 200;
}

/* ===== Responsive ===== */
@media (max-width: 960px) {
  .hero .container {
    grid-template-columns: 1fr;
  }

  .grid-3,
  .grid-2,
  .steps,
  .why-list {
    grid-template-columns: 1fr;
  }

  .trust-bar .container {
    grid-template-columns: repeat(2, 1fr);
  }

  .footer-grid {
    grid-template-columns: 1fr 1fr;
  }
}

@media (max-width: 720px) {
  .nav-links,
  .nav-cta .btn-outline-navy {
    display: none;
  }

  .nav-toggle {
    display: flex;
  }

  header.site-header.nav-open .nav-links {
    display: flex;
    flex-direction: column;
    position: absolute;
    top: 100%;
    left: 0;
    right: 0;
    background: #fff;
    padding: 20px 24px;
    box-shadow: 0 10px 20px rgba(0, 0, 0, 0.08);
    gap: 18px;
  }

  .hero h1 {
    font-size: 2.1rem;
  }

  .form-row {
    grid-template-columns: 1fr;
  }

  .footer-grid {
    grid-template-columns: 1fr;
  }

  .footer-bottom {
    flex-direction: column;
    text-align: center;
  }
}

/* ===================================================================
   Batch-1 rebuild additions — mega menu, service/scheme/founder blocks,
   eligibility quiz, statutory footer, inline placeholder highlight
   =================================================================== */

/* Inline placeholder highlight — unresolved [BRACKET] values from the
   content doc that must be filled or removed before this goes live */
.ph {
  background: #fff3d6;
  color: #7a5300;
  padding: 1px 6px;
  border-radius: 4px;
  font-weight: 600;
  font-size: 0.94em;
}

/* Sourced-figure citation */
.citation {
  display: block;
  margin-top: 8px;
  font-size: 0.78rem;
  color: #a9c2d3;
}

/* ===== Mega menu (Schemes) ===== */
.nav-item-has-menu {
  position: relative;
}

.mega-menu {
  display: none;
  position: absolute;
  top: 100%;
  left: 50%;
  transform: translateX(-50%);
  background: #fff;
  border: 1px solid var(--border);
  border-radius: var(--radius);
  box-shadow: 0 20px 40px rgba(11, 61, 99, 0.18);
  padding: 24px;
  min-width: 480px;
  grid-template-columns: 1fr 1fr;
  gap: 28px;
  z-index: 150;
}

.nav-item-has-menu:hover .mega-menu,
.nav-item-has-menu.open .mega-menu {
  display: grid;
}

.mega-menu h5 {
  font-size: 0.75rem;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  color: var(--text-muted);
  margin-bottom: 12px;
}

.mega-menu ul li {
  margin-bottom: 10px;
}

.mega-menu ul li a {
  font-weight: 600;
  font-size: 0.9rem;
  color: var(--navy-dark);
}

.mega-menu ul li a:hover {
  color: var(--saffron-dark);
}

.mega-menu .coming-soon-tag {
  display: inline-block;
  font-size: 0.68rem;
  font-weight: 700;
  text-transform: uppercase;
  color: var(--text-muted);
  background: #eef1f3;
  padding: 1px 6px;
  border-radius: 4px;
  margin-left: 6px;
}

@media (max-width: 720px) {
  .mega-menu {
    position: static;
    transform: none;
    box-shadow: none;
    border: none;
    padding: 0 0 0 12px;
    min-width: 0;
    grid-template-columns: 1fr;
  }
  .nav-item-has-menu:hover .mega-menu {
    display: none;
  }
  .nav-item-has-menu.open .mega-menu {
    display: grid;
  }
}

/* ===== Standfirst / lede ===== */
.standfirst {
  font-size: 1.15rem;
  color: var(--text-muted);
  max-width: 760px;
  margin: 0 auto 10px;
  text-align: center;
}

.standfirst.left {
  text-align: left;
  margin: 0 0 24px;
}

/* ===== Founder strip (home) ===== */
.founder-strip {
  background: #fff;
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 32px;
  display: flex;
  gap: 28px;
  align-items: center;
  box-shadow: var(--shadow);
}

.founder-strip .founder-photo {
  width: 110px;
  height: 110px;
  border-radius: 50%;
  flex-shrink: 0;
  background: linear-gradient(135deg, var(--navy), var(--navy-dark));
  color: #fff;
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 800;
  font-size: 2rem;
}

.founder-strip h3 {
  margin-bottom: 6px;
}

.founder-strip p {
  color: var(--text-muted);
  font-size: 0.92rem;
}

/* ===== Founder page ===== */
.founder-photo-wide {
  width: 100%;
  aspect-ratio: 16 / 7;
  border-radius: var(--radius);
  background: linear-gradient(135deg, var(--navy), var(--navy-dark));
  color: rgba(255, 255, 255, 0.85);
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 700;
  font-size: 1.1rem;
  margin-bottom: 40px;
  text-align: center;
  padding: 20px;
}

.founder-photo-portrait-placeholder {
  width: 100%;
  max-width: 340px;
  aspect-ratio: 3 / 4;
  border-radius: var(--radius);
  background: linear-gradient(135deg, var(--navy), var(--navy-dark));
  color: rgba(255, 255, 255, 0.75);
  display: flex;
  align-items: center;
  justify-content: center;
  text-align: center;
  font-weight: 600;
  font-size: 0.9rem;
  margin: 0 auto 40px;
}

.pull-quote {
  border-left: 4px solid var(--saffron);
  background: #fff9ee;
  padding: 24px 28px;
  border-radius: 0 var(--radius) var(--radius) 0;
  margin: 24px 0;
}

.pull-quote p {
  font-size: 1.05rem;
  color: var(--navy-dark);
  font-style: italic;
}

.signoff-flag {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-size: 0.75rem;
  font-weight: 700;
  color: var(--saffron-dark);
  background: #fff3d6;
  padding: 4px 10px;
  border-radius: 999px;
  margin-bottom: 14px;
}

/* ===== Service / scheme "problem" blocks ===== */
.eyebrow-label {
  display: block;
  font-size: 0.75rem;
  font-weight: 800;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--saffron-dark);
  margin-bottom: 8px;
}

.problem-block {
  background: #eef4f8;
  border-radius: var(--radius);
  padding: 28px 32px;
  margin-bottom: 32px;
}

.deliver-list li {
  display: flex;
  gap: 12px;
  align-items: flex-start;
  margin-bottom: 14px;
  font-size: 0.95rem;
  color: var(--text);
}

.deliver-list li::before {
  content: "✓";
  flex-shrink: 0;
  width: 26px;
  height: 26px;
  border-radius: 50%;
  background: rgba(31, 122, 92, 0.12);
  color: var(--green);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 0.8rem;
  font-weight: 800;
}

.not-for-block {
  background: #fbf2ee;
  border: 1px solid #f0d9cd;
  border-radius: var(--radius);
  padding: 28px 32px;
  margin: 32px 0;
}

.not-for-block h3 {
  color: var(--red);
}

.not-for-list li {
  display: flex;
  gap: 12px;
  align-items: flex-start;
  margin-bottom: 12px;
  font-size: 0.92rem;
  color: var(--text);
}

.not-for-list li::before {
  content: "✕";
  flex-shrink: 0;
  width: 24px;
  height: 24px;
  border-radius: 50%;
  background: rgba(179, 65, 31, 0.12);
  color: var(--red);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 0.72rem;
  font-weight: 800;
}

.need-from-you {
  background: #fff;
  border: 1px dashed var(--border);
  border-radius: var(--radius);
  padding: 22px 26px;
  font-size: 0.92rem;
  color: var(--text-muted);
}

/* ===== Data tables (scheme pages) ===== */
.table-wrap {
  overflow-x: auto;
  margin: 24px 0;
  border-radius: var(--radius);
  border: 1px solid var(--border);
}

table.data-table {
  width: 100%;
  border-collapse: collapse;
  min-width: 640px;
  background: #fff;
  font-size: 0.88rem;
}

table.data-table th {
  background: var(--navy);
  color: #fff;
  text-align: left;
  padding: 12px 16px;
  font-weight: 600;
  font-size: 0.82rem;
}

table.data-table td {
  padding: 12px 16px;
  border-top: 1px solid var(--border);
  color: var(--text);
  vertical-align: top;
}

table.data-table tr:nth-child(even) td {
  background: #f7fafc;
}

table.data-table tr.total-row td {
  font-weight: 800;
  background: #eef4f8;
  border-top: 2px solid var(--navy);
}

/* ===== Checklist with running count ===== */
.checklist {
  list-style: none;
}

.checklist li {
  display: flex;
  gap: 12px;
  align-items: flex-start;
  padding: 12px 0;
  border-bottom: 1px solid var(--border);
  font-size: 0.94rem;
}

.checklist li input[type="checkbox"] {
  margin-top: 3px;
  width: 18px;
  height: 18px;
  flex-shrink: 0;
  accent-color: var(--green);
}

.checklist-count {
  display: inline-block;
  background: var(--navy);
  color: #fff;
  padding: 6px 16px;
  border-radius: 999px;
  font-size: 0.85rem;
  font-weight: 700;
  margin-bottom: 18px;
}

/* ===== Scheme at-a-glance table ===== */
.glance-table {
  width: 100%;
  border-collapse: collapse;
  background: #fff;
  border: 1px solid var(--border);
  border-radius: var(--radius);
  overflow: hidden;
  margin-bottom: 32px;
}

.glance-table tr:not(:last-child) td {
  border-bottom: 1px solid var(--border);
}

.glance-table td {
  padding: 14px 20px;
  font-size: 0.92rem;
  vertical-align: top;
}

.glance-table td:first-child {
  font-weight: 700;
  color: var(--navy-dark);
  width: 220px;
  background: #f7fafc;
}

/* ===== Rejection reasons ===== */
.rejection-list li {
  display: flex;
  gap: 12px;
  margin-bottom: 12px;
  font-size: 0.92rem;
  color: var(--text);
}

.rejection-list li::before {
  content: "⚠";
  color: var(--saffron-dark);
  flex-shrink: 0;
}

/* ===== Scheme / global disclaimer callout ===== */
.disclaimer-callout {
  background: #f2f5f7;
  border-left: 4px solid var(--navy);
  padding: 18px 22px;
  border-radius: 0 8px 8px 0;
  font-size: 0.85rem;
  color: var(--text-muted);
  margin: 32px 0;
}

/* ===== Source line ===== */
.source-line {
  font-size: 0.8rem;
  color: var(--text-muted);
  font-style: italic;
  margin-top: 32px;
  padding-top: 16px;
  border-top: 1px solid var(--border);
}

/* ===== Insights / articles ===== */
.article-meta {
  display: flex;
  gap: 14px;
  align-items: center;
  flex-wrap: wrap;
  font-size: 0.82rem;
  color: var(--text-muted);
  margin-bottom: 14px;
}

.article-tag {
  display: inline-block;
  background: rgba(11, 61, 99, 0.08);
  color: var(--navy);
  font-size: 0.72rem;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  padding: 4px 10px;
  border-radius: 999px;
}

.insight-card {
  display: flex;
  flex-direction: column;
}

.insight-card h3 {
  font-size: 1.08rem;
  margin-bottom: 10px;
}

.insight-card .card-meta {
  font-size: 0.75rem;
  color: var(--text-muted);
  margin-bottom: 10px;
  text-transform: uppercase;
  letter-spacing: 0.04em;
  font-weight: 700;
}

.article-body h2 {
  margin: 36px 0 14px;
}

.article-body p {
  margin-bottom: 16px;
}

.article-body ul.plain {
  list-style: disc;
  padding-left: 22px;
  margin-bottom: 22px;
}

.article-body ul.plain li {
  list-style: disc;
  margin-bottom: 9px;
  color: var(--text);
  font-size: 0.95rem;
}

.key-takeaway {
  background: #eef4f8;
  border-left: 4px solid var(--navy);
  border-radius: 0 var(--radius) var(--radius) 0;
  padding: 22px 26px;
  margin: 28px 0;
}

.key-takeaway h4 {
  font-size: 0.78rem;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  color: var(--navy);
  margin-bottom: 8px;
}

.key-takeaway p {
  margin-bottom: 0;
  font-size: 0.95rem;
}

/* ===== Coming-soon stub pages ===== */
.coming-soon-box {
  background: #fff;
  border: 1px dashed var(--border);
  border-radius: var(--radius);
  padding: 48px;
  text-align: center;
  max-width: 640px;
  margin: 0 auto;
}

.coming-soon-box .tag {
  display: inline-block;
  background: #eef1f3;
  color: var(--text-muted);
  font-size: 0.75rem;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  padding: 5px 12px;
  border-radius: 999px;
  margin-bottom: 16px;
}

/* ===== Eligibility quiz ===== */
.quiz-card {
  background: #fff;
  border: 1px solid var(--border);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
  padding: 40px;
  max-width: 720px;
  margin: 0 auto;
}

.quiz-progress {
  height: 6px;
  background: var(--border);
  border-radius: 999px;
  margin-bottom: 28px;
  overflow: hidden;
}

.quiz-progress-bar {
  height: 100%;
  background: var(--saffron);
  width: 12.5%;
  transition: width 0.25s ease;
}

.quiz-step {
  display: none;
}

.quiz-step.active {
  display: block;
}

.quiz-step h3 {
  margin-bottom: 22px;
}

.quiz-options {
  display: flex;
  flex-direction: column;
  gap: 10px;
  margin-bottom: 26px;
}

.quiz-option {
  display: flex;
  align-items: center;
  gap: 12px;
  border: 1px solid var(--border);
  border-radius: 8px;
  padding: 14px 16px;
  cursor: pointer;
  font-size: 0.94rem;
  transition: border-color 0.15s ease, background 0.15s ease;
}

.quiz-option:hover {
  border-color: var(--navy);
}

.quiz-option.selected {
  border-color: var(--saffron);
  background: #fff9ee;
}

.quiz-option input {
  accent-color: var(--saffron);
}

.quiz-nav {
  display: flex;
  justify-content: space-between;
  gap: 12px;
}

.quiz-nav .btn {
  flex-shrink: 0;
}

.quiz-back {
  background: none;
  border: none;
  color: var(--text-muted);
  font-weight: 600;
  cursor: pointer;
  font-size: 0.9rem;
}

.quiz-result-icon {
  width: 60px;
  height: 60px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.6rem;
  margin-bottom: 20px;
}

.quiz-result-icon.match {
  background: rgba(31, 122, 92, 0.12);
  color: var(--green);
}

.quiz-result-icon.partial {
  background: rgba(184, 134, 47, 0.15);
  color: var(--saffron-dark);
}

.quiz-result-icon.none {
  background: rgba(91, 107, 118, 0.12);
  color: var(--text-muted);
}

.quiz-result ul {
  margin: 16px 0;
  padding-left: 4px;
}

.quiz-result ul li {
  list-style: disc;
  margin-left: 20px;
  margin-bottom: 8px;
  font-size: 0.92rem;
}

/* ===== Statutory footer identity block ===== */
.statutory-block {
  font-size: 0.78rem;
  color: #8fa9ba;
  max-width: 900px;
  margin: 0 auto 8px;
  text-align: center;
  line-height: 1.6;
}

@media (max-width: 720px) {
  .founder-strip {
    flex-direction: column;
    text-align: center;
  }
}